Reviews

I've needed help from Richard and Cynthia a couple times over the last several years. They are always extremely quick to help, very thorough and knowledgeable on legal subject matter, and get the job done according to plan every time. They will always be first on my mind when I need any kind of legal services in the future.
Jim H, Bedford

Richard Ravosa ,Cynthia and staff worked very hard to keep me in my home.I was on the verge of losing my home. With bankruptcy my only option. Cynthia and staff worked very hard on my case which was not easy. this team helped me and my family stay in or home and get back on track. I would have lost my home if I had not called this law firm! thank you Mr Ravosa and Cynthia
William, Whitman

Atty Richard Ravosa, Cynthia and their staff helped me and my wife through a very difficult time with Foreclosing on our house and filing for Bankruptcy. They were kind, supportive, extremely knowledgeable in their field of expertise. We were embarrassed and somewhat ashamed of the situation we were in and they welcomed us with open arms, treating us like family. They went with us to court and walked us through the entire process. We have dealt with other Atty Practices and none have been this helpful and supportive. We just found ourselves in another situation needing an Atty and weren't sure this fell under their practice but they assured us when we called for guidance that they would help us find the best in the field we needed. They do this without asking for any type of compensation and truly care about you. We will never call another Atty for help....it will always be Richard Ravosa and his team. They are top notch professionals who get the job done without delays. One more thing...they call you back within the day of your call with updates and answers. We feel so blessed to have found them.
Jon, Beverly

I contacted Town & Country Legal Associates after a creditor failed to refund the money they seized after my Bankruptcy was filed, which is a violation of my rights. Michelle Cote took action and started working on my claim and within one week I received my refund. Michelle is courteous, competent and extremely professional. I would recommend her to anyone for legal representation. Michelle Cote is an attorney you can depend on to get the job done right.
Earleen from Mattapan

Attorney Richard Ravosa, his wife Cynthia, the attorneys and the paralegals working with them are an incredible team. They made the bankruptcy process very clear and easy to understand. They were flexible, patient and very professional. Moreover, Cynthia in particular, their team will also be very honest with you when you need it. They have a great grasp of the laws and are very consistent in their support, follow-up and follow-through. Thank you Team Ravosa Description: :)
Richard, Revere

The first time I heard about Attorney Ravosa was on a news spot about bankruptcy on television. Knowing deep down that I needed to do something to get out of debt I jotted down his name. I did some research online and found some You Tube presentations about bankruptcy as well as a few radio segments that he did. He seemed like a very caring compassionate person and I put his info into my wallet for future reference.
When my elderly father began showing signs of Alzheimer’s Disease a few years ago, it became apparent that I was going to have to retire from my job in order to transition him from his home a few hours away to an Assisted Living Center and ultimately a nursing home. Knowing it would be impossible to pay off our large amount of debt, I contacted Attorney Ravosa to discuss my options regarding filing for bankruptcy. Attorney Ravosa got right back  to me. After explaining my situation, Attorney Ravosa said “You don’t need to live like that.” He put me at ease immediately.

Because I was reluctant to file I waited over a year and actually began taking money from my retirement savings to try to continue paying our bills. Still trying to avoid filing, I tried calling a Consumer Credit Counseling Agency to see if I could arrange a five year payment plan. After going through all the figures the Credit Counselor came up with a plan that I knew would be next to impossible to adhere to. He suggested that we “walk away” from our mortgage so that we could use that money to pay our bills. (Great but was he suggesting that we become homeless??) He also said “I’m not trying to set you up for failure.” (Which told me even he knew the plan would fail!)
That is when I knew it was time to call Attorney Ravosa again and get the ball rolling. Attorney Ravosa remembered our conversation from more than a year before and again I felt reassured that I was moving the the right direction. My case became somewhat complicated because of a joint bank account belonging to my Dad that was set up for convenience in order for me to pay my father’s medical expenses. Attorney Ravosa was concerned that the Trustee could seize my fathers’ assets even though those funds did not belong to me. On more than one occasion I called Attorney Ravosa in a panic but he was patient and reassuring every step of the way. As a result the case took a few months more than expected but we were ultimately able to preserve those assets.

From the start, I began working closely with Legal Clerk Tanya Fortini who painstakingly went through what seemed like mountains of paperwork and hundreds of e-mails and who meticulously went over each and every figure multiple times to be sure nothing would be called into question by the Trustee.
I can’t thank Attorney Ravosa and his legal team enough for getting my husband and I through this process. For the first time in thirty years I feel I have peace of mind and a fresh start not having to think about how I am going to “rob Peter to pay Paul”.
When Attorney Ravosa said “You don’t need to live like that.” he meant it.

If you are considering filing for bankruptcy, I highly recommend that you give him a call.
Barbara from Lynn

Attorney Ravosa and his team are so efficient!! They made the process of me claiming bankruptcy so easy. He responded promptly to all my questions and went above and beyond for me.
Many many thanks to them for their services and I would recommend him to anyone. Cynthia was amazing!! She was very compassionate to what I was going thru and very understanding and very easy to talk to!! I appreciate everything they did to help keep me and my family in our home.
Chris from  East Bridgewater

I used Atty. Ravosa and Town and Country Associates last year to represent me in my Chapter 13 filing. Atty. Ravosa explained the process to me, advised which options were best for me, and was very supportive and understanding. They made what can be an unpleasant ordeal go quite smoothly. If you happen to find yourself in this situation, they will go the extra mile for you.
Deb from Somerville

I knew about Richard Ravosa Law firm through other people that recommended him and his staff because they had great experience with them.Some unexpected things happened in my life that led me to a very bad financial place, i tried to find ways to fix that but i could not, i did not have the resources to pay all of my debts and bill collectors were driving me crazy and i knew i needed to do something quick to avoid falling into depression, i needed to be ok for my daughter. I finally decided to call Richard Ravosa’ s office and started to work with Tanya, she made this process less stressful, easy to navigate and re assure me this was the right thing to do in my case, made feel that i was not alone and that making this decision did not make me a bad person.Now that my case is finish and i have no collector after me, is a fresh start and i feel good and i also learned a lot during the process. From day one to the end of the process i felt the support and respect from Tanya and now I thank Richard Ravosa, his wife, Tanya and the rest of the staff for helping through this hard time.
Sylvia from  Roxbury

I called two days before a foreclosure. He put our mind at ease immediately. We did a chapter 13. We had a very large trustee payment we couldn’t handle. We went for a chapter 7 and a loan modification. We did the chapter 7 no problem. I never thought we’d get the loan modification because this would be our third try I thought it would be a waste of money. We were lied and cheated by another law firm and almost lost our home. I was wrong they got it done and they got it done fast. Thank you Cynthia,Arineth,Mike and Felicia. You all have done a great job. Give them a call they could save you too. Thanks again.
Tim from  Abington

To the staff at Town & Country Legal Association. My name is Marlene (last name deleted) I was feeling the pressure of bill collectors, it was insane the numerous phone calls and threats I was receiving, I felt stressed and helpless. I tried working with them, but they wouldn’t work with me. The best thing happened to me in therapy. My therapist told me about maybe thinking about Bankruptcy. We looked up and found your firm. I called and your staff, especially Maegan Hurley saved me and my situation. I would like to thank you and god bless your firm and staff.
Marlene from Everett

Richard Ravosa was very professional. The staff was very helpful with answering any of my questions and helping me step by step. The staff was helpful by keeping me up to date and how the case was going an put me at ease. I was pleased 100%. Deborah from Tewksbury

In January of 2011 I lost my job. My husband and I depended on both of our salaries to pay our monthly bills. We decided that we had no other alternative than to file Chapter 7. This was a very emotional decision for us. I was recommended through a friend to contact Attorney Richard Ravosa. Richard, Cynthia and the entire staff were very professional. This company is outstanding and valuable, they are very dedicated to all of there clients. Cynthia in particular, I found to be very compassionate. She has helped me through many difficulties. I highly recommend this company to anyone seeking Bankruptcy, and have to all my friends.
Marc from Foxboro

Richard Ravosa and his staff are knowledgeable and extremely helpful. This was an amazing amount of personal angst for me after waiting 10 months to have a short sale refused, forced to go through a foreclosure of my home, and then personal bankruptcy, I was at the end of my “emotional” rope. Richard and his staff were available by phone and email constantly. They answered all of my questions thoroughly, assisted me with the huge amount of details necessary to accomplish this, and literally held my hand throughout the process. I don’t think I would have been able to get through the process without the personal attention they gave me.
Diane from Boston

My wife and I had the unpleasant task of filing chapter 7. As for others who have had to face this procedure, I can attest to the unpleasant and emotional feelings associated with filing. However, the positive that came from this was securing Town and Country Legal Associates to represent us. The first person I met was Cynthia Ravosa, who not only made me feel whole again but after communicating with her I could tell that she was knowledgeable and professional. When I left her office I felt a 3000 pound weight was off my back. The next person I came in contact with was her husband, Richard Ravosa and I felt like I hit the lottery! He represented me along with my wife at the trustee hearing. This man is a great attorney who sat with us and the trustee during our interview. Mr. Ravosa conveyed a feeling of reassurance that his firm was there for us for any further questions or concerns, and believe me, they have! For anyone who feels they have to approach a bankruptcy, I strongly recommend Town and Country Legal Associates. Having Cynthia and Richard Ravosa as representation, equals an honest and great team working for you all the way.
Joe & Carolyn from Wakefield

Thanks to Attorney Richard Ravosa and the staff of Town Country Legal Associates, our lives have done a twist of 180 degrees. My wife and I were in a bad financial situation that put us under a lot of stress and was affecting of our marriage. Fortunately, we found Attorney Ravosa in the web. He gave us a free consultation in which he explained us what a bankruptcy and loan modification were about. Town Country Legal Associates helped us with both situations. The process went pretty smooth and unstressful. They were very warm and comprehensible whenever we had any questions and doubts, and always, very knowledgeable and professionals. Thanks to them we feel free with a fresh start.
Gerardo

This firm is the best that I have experience. The staff was very professional in handling my claim. Without their assistance I wouldn’t have a fresh financial start. Thank you for helping me you guys are the best at what you do!
Maribel from Dorchester

My husband and I are very grateful and appreciative to Attorney Richard Ravosa and his staff. Our house flooded 3 years ago and we had to do what we had to do to put it back together, with no help from our insurance company which put us in debt. With the help of Attorney Ravosa we were able to erase all of our debt plus credit cards and save our house. We would recommend Town & Country Legal Associates to anyone who is in need of legal assistance, they are wonderful.
Barbara and Bruce from Everett

Attorney Richard Ravosa was very informative. He kept me up to date on my case. He is knowledgeable and answered all of my questions. Attorney Richard Ravosa keeps me up to date with the process. With everything that I’ve been through it helped to know that he is knowledgeable in his field. He went to court with me and was very supportive. He always made himself available to me whenever I had questions. Attorney Richard Ravosa gave me good advice. I would highly recommend him to anyone that I found was in my situation.
Lee from Plymouth

Overwhelmed with debt, I needed help. But I was afraid of dealing with money issues and I had very little money to pay a lawyer. A friend recommended Rick Ravosa. Rick and his team guided me through the process promptly answering all my silly questions along the way. Best of all they treated me with respect and compassion, they were pulling for me! Today I am debt free!!! Compared to other lawyers I’ve used, there’s no question, I would always recommend Attorney Richard Ravosa to all my friends, family and anyone who asks.
Kathleen from  Dracut

When I thought everything was hopeless and there was no way to turn, the law offices of Richard Ravosa came and helped me with my problem and today I can say I truly appreciate everything they did.
Mandylee from  Salem

I cannot say enough Thanks to what Attorney Ravosa has done for me and my family. Without this help we were facing years of struggle and hardship for us and our children. Our fresh start has truly taught us how to budget and live within our means. The personal care we recieved was so out of character for a large law firm and it made the entire process quick and painless….thank you again for everything!!
Danielle from Dorchester

“Richard Ravosa was recommended to me from one of his former clients. We were at the end of our rope and felt like we were suffocating from our debt due to a decrease in income. One afternoon I had come home from work to messages on my machine from creditors. I couldn’t take it anymore so I picked up the phone and called Attorney Ravosa. I realized that there are a lot of hard working people in our situation and it is okay to get help. We were always treated with respect. Our contact Arineth answered countless questions and was always so reassuring and patient. My only regret is that I didn’t call sooner!”
Nancy and Edward from South Shore

Richard Ravosa Jr and his office have assisted me in several legal matters. They offer excellence in their work. They have helped me quickly, thoroughly, and eased my concerns. The entire office is considerate and helpful. This kind of service and work, reflects on the kind of lawyer Richard is, and what you can expect is Excellence.
Phoebe from Pembroke


I would like to thank Attorney Richard Ravosa and his entire staff for all they have done for my family. They are extremely knowledgeable in every aspect of the law. In particular, Cynthia Ravosa is great! She is very easy to speak to and a wonderful giving person. My family filed Bankruptcy with this firm two years ago. They made sure it was not unpleasant for us. We currently are working with them on another case. We would never consider going to anyone else. They are supportive and understanding. I would highly recommend this firm to everyone. I would like to thank all of you personally!
Marc, from Foxboro


Want to send out a HUGE Thank You to The Law Office of Richard Ravosa, in saving our home from foreclosure and filling bankruptcy. Due to medical reasons, my son undergoing brain surgery and a couple years later my wife's diagnosis with breast cancer, our family was faced with a serious hardship. I had no success in trying to work a loan modification with my bank. The law Office of Richard Ravosa and his staff was very professional in answering all my questions and quick in returning my calls, especially Cynthia. You all are Simple the Best! 
Al, from Brockton


I called Attorney Ravosa's law firm within days of my home being auctioned off. They were a shot in the dark as I had randomly chosen their number from the phone book. To my surprise, they turned out to be my life savers. They guided me through all of my options. Once a decision to file Chapter 13 was made, they supported me through the entire process. I found everyone in his firm to be professional, knowledgeable, understanding and compassionate. They supported and encouraged me when I was down and desperate, and yet were firm with the expectations required of me. I never once have regretted the decision to go with this firm. They believed in me when I didn't even believe in myself. I would recommend them to anyone who is going through a tough financial situation. They will give you honest assistance.
Cindi, from Randolph

Attorney Ravosa and his staff have worked with me for the last 14 years on many issues. Estate issues, bankruptcy, wills, and much more. He and his staff were kind and compassionate, always returned my calls, and treated me with respect. He and his staff will take care of all you legal needs.
Carol from Winthrop

I want to thank attorney Ravosa and his staff for their outstanding commitment to my needs! I have recommended them to many of my own business clients and feel they are a very ethical and knowledgable practice! All of my needs have always been handled quickly and perfectly. I would highly recommend using their services if in need.
Client from Massachusetts

I used Atty. Ravosa and Town and Country Associates last year to represent me in my Chapter 13 filing. Atty. Ravosa explained the process to me, advised which options were best for me, and was very supportive and understanding. They made what can be an unpleasant ordeal go quite smoothly. I also found his rates to be reasonable. If you happen to find yourself in this situation, they will go the extra mile for you.
Deb, from Somerville

Attorney Richard Ravosa, his wife Cynthia, the attorneys and the paralegals working with them are an incredible team. They made the bankruptcy process very clear and easy to understand. They were flexible, patient and very professional. Moreover, Cynthia in particular, their team will also be very honest with you when you need it. They have a great grasp of bankruptcy law and are very consistent in their support, follow-up and follow-through. Thank you Team Ravosa :) Yes, Yes, Yes, I strongly recommend Team Ravosa!
Richard, from Revere

Mr Rovosa and staff where very friendly and very helpful in handling my case. They always reassured me that everything would work out fine. I had numerous changes throughout my chapter 13 payment plan and they quickly handled them so I could continue to pay the plan off.
Chapter 13 Client

I called two days before a foreclosure. He put our mind at ease immediately. We did a chapter 13. We had a very large trustee payment we couldn't handle. We went for a chapter 7 and a loan modification. We did the chapter 7 no problem. I never thought we'd get the loan modification because this would be our third try I thought it would be a waste of money. We were lied and cheated by another law firm and almost lost our home. I was wrong they got it done and they got it done fast. Thank you Cynthia,Arineth,Mike and Felicia. You all have done a great job. Give them a call they could save you too. Thanks again.
Tim, from Abington

I found Attorney Ravosa and his team to be very efficient. They were there to keep me informed of any new developments on my case and went well beyond what I expected to make the process of bankruptcy easy. I would recommand them to anyone. Also they were available on weekends and after hours!!!
Chris from East Bridgewater